Why It Matters

Key Benefits

Protect your investment with accurate, professional insurance valuations.

Adequate Protection
Ensure your property is fully insured with accurate replacement costs based on current construction rates.
Avoid Under-Insurance
Protect against policy voidance and proportional payouts that can leave you significantly out of pocket.
Insurer Accepted
Reports prepared by qualified quantity surveyors and accepted by all major Australian insurers.
Current Market Rates
Account for recent construction cost increases that online calculators often miss.
Compliance Ready
Meet lender, body corporate, and regulatory requirements with professional documentation.
Peace of Mind
Know your assets are properly protected with an independent, professional assessment.
Simple Process

How It Works

From enquiry to report delivery in four simple steps.

1
Request Assessment
Contact us with your property details. We'll provide a quote and arrange the inspection.
2
Property Inspection
Our quantity surveyor inspects and measures your property, documenting all building elements.
3
Cost Calculation
We calculate the full replacement cost using current construction rates and local factors.
4
Report Delivery
Receive your insurance replacement cost estimate ready for your insurer or broker.
Real Results

Case Studies

See how we've helped property owners identify under-insurance risks.

Retail & Commercial Precinct
Adelaide, SA
Rundle Mall Retail Precinct
Insurance replacement cost assessment for one of Australia's most iconic CBD retail precincts, uncovering a $54.9M underinsurance gap.
Previously Insured $403.2M
Replacement Cost $458.1M
Underinsurance Gap $54.9M (12%)
Luxury Residential & Hotel
Melbourne, VIC
Sapphire by the Gardens & Shangri-La
Precinct-wide assessment for a landmark twin-tower development featuring luxury apartments, the Shangri-La Hotel, and a signature sky bridge.
Previously Insured $276M
Replacement Cost $412.45M+
Underinsurance Gap $136M (33%)
Mixed-Use Office & Retail
Sydney CBD, NSW
The Ivy — 320 & 330 George Street
Insurance assessment for a prime Sydney CBD mixed-use asset, identifying a 34% underinsurance shortfall driven by escalating construction costs.
Previously Insured $96.2M
Replacement Cost $145.75M
Underinsurance Gap $49.5M (34%)
FAQ

Got Questions?

Standard insurance calculators often underestimate true replacement costs. An independent assessment ensures your property is adequately insured, protecting you from significant out-of-pocket expenses if you need to make a claim.

Under-insurance occurs when your sum insured is less than the actual cost to rebuild your property. In a claim situation, you may receive only a proportion of your loss, leaving you to cover the shortfall yourself.

We recommend updating your assessment every 3-5 years, or sooner if you've completed significant renovations or if there have been substantial changes in construction costs in your area.

Yes. An insurance replacement cost estimate determines what it would cost to rebuild your property from scratch. A market valuation determines what the property would sell for, which includes land value and market factors.

Yes. Our reports are prepared by qualified quantity surveyors and are accepted by all major Australian insurers and brokers.

We assess all property types including residential homes, strata buildings, commercial premises, industrial facilities, and specialised properties like heritage buildings.

Trusted by Property Owners Nationwide
Get Started

Don't Risk Being Under-Insured

Get a professional replacement cost estimate from our qualified quantity surveyors and ensure your property is adequately protected.

Get A Free Quote 1300 795 170
Nationwide Coverage

Offices Across Australia

Newcastle Sydney Melbourne Brisbane Perth Canberra Adelaide